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» Speed Up Windows Dual Boot Menu Startup Time

For those of us who dual boot Windows Computers (and use Windows boot loader), know how annoying it can be to wait for the Operating System boot menu screen to finish counting down before proceeding to start up.

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Sure, you can MANUALLY select the OS and buy pass the wait time…but it's just more convenient to let it automatically start up with out any intervention. To help with that convince, Windows allows you to decrease the time the boot menu displays, before proceeding with boot up.

Click on Start \ Run (or press Windows key - Win+R) and type sysdm.cpl then click OK.

In System Properties window, click on the Advanced tab, then click on Settings button under Start up and Recovery.

NOTE: Screen shots are from XP, and will be similar for Vista.

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In Startup and Recovery window, change the default time of 30 seconds for "Time to display list of operating systems:" to any time you want. For quicker boot times, set the time for about 10 seconds or less. Make sure you give yourself enough time, so you can make a selection when needed during boot ups.

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Now is also a good time to set the "Time to display recovery options when needed:" to some where around 15 seconds. This should give you plenty of time to make a selection when troubleshooting.

Additionally, you can change which Operating System is the default (for automatic booting) by pulling down the arrow and making a selection.

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When you are finished making all of the above changes, click OK to save (then click OK to close System Properties Window).

Now that Windows will boot a little bit faster, you may need to run and get that cup of coffee!

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A Guide to Dividends and Reinvestment

by: John Mussi


An important yet sometimes overlooked aspect of investing in the stock market or other investment markets is the payment of dividends by the investment. Many people who invest only part-time or have investment plans through their workplace may not even be aware that dividends exist; they may even be confused by the sudden payment of dividends that appears periodically.

For those individuals who aren't sure what dividends are or what you should do with dividend payments, this guide is for you.


Below you'll find some basic information on what dividends are, as well as ideas of when you should reinvest your dividends and when you shouldn't.

Defining Dividends
At its most simple, a dividend is an additional amount that an investor receives when the stocks or bonds that they are invested in perform well enough so as to give a profit to the company that they are issued from.

Many companies pay dividends based upon a portion of their profits, which is that portion divided up among all of those who have invested in it as a way to thank their investors for having faith in them and to share their profits with those who help them to stay in business.

Dividends are paid per share, so the more shares of a particular stock that you have the more you'll receive when dividends are paid usually quarterly, as that's when business report their earnings and profits or losses.

Some dividends are also paid on certain bonds or other investments that are done through a money market account; these dividends are a form of interest for the investment. In most cases, dividends are paid into a money market account so that you can choose to reinvest or withdraw them per your prerogative.

Some investments automatically reinvest all dividends paid, however, and many investment firms give you the option of having all of your dividends reinvested automatically into the stock or investment that paid them.

Reinvesting Dividends
Reinvesting dividends is an easy way to make more money off of a particular stock or investment... after all, the investment is doing well enough to be paying dividends, and the reinvestment means that you have more of the stock or investment than you did before.

If the dividends that you receive are paid to a money market account, you may also choose to reinvest them into other stocks or investments than the one that originally paid them... this can be especially useful if you are receiving dividends from one of your investments that you have a lot of shares in, but you have another investment that you don't have much of.

You can use the dividend from the larger investment to slowly build up the smaller one, or you can split the dividends among several different investments so as to build them all up over time.

When Not to Reinvest Dividends
Sometimes, however, it's just as wise to not reinvest your dividends. This is especially true when you're holding a balance in your money market account to take advantage of a high interest rate that's being paid to it, or when you're receiving dividends from short-term investments that you're going to cash out soon anyway.

Even if you decide not to reinvest your dividends, they are still an advantage of investing in certain companies or certain types of investments.

Remember to check and see whether your investments pay dividends and to investigate the options available to you in regards to reinvesting or gaining interest off of any dividends that are paid from your investments.


About the author:
John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the www.directonlineloans.co.uk website.

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» Stop Windows Explorer From Automatically Expanding Folders Trees In XP

I recently installed a wireless network in my home and have three Windows XP PC's on my network. Now that I can share files and folders between computers, I'm starting to use Windows Explorer more often. But it's starting to annoy me because when ever I click on a folder in the left pane of Windows Explorer, it expands the folder and also shows it's contents in the right window pane. I just want to be able to navigate down the tree with out any folders expanding.

Is there a setting to disable explorer from always expanding a folder when I click on it (especially since the folder contents are shown anyway in the right pane)?

I can understand your annoyance with this feature in Windows Explorer. It doesn't seem to make much sense if you click on a folder, that has sub-folders under it in the left navigation pane, only to have it expand AND show the folder contents in the right pane.

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What's more annoying, if you are trying to find something quickly and you start clicking on several folders in the left pane, you have to wait while each folder expands and closes.

Fortunately there is an easy fix to disable the folder list from expanding.

Disable Automatic Folder Expansion Using Control Panel

To disable auto expanding from the Control Panel in XP - click on Start \ Run \ Control Panel then double click on Folder Options.

Select the View tab and under the Advanced Settings: section, uncheck Display Simple folder view in Explorers folder list and click OK.

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Disable Automatic Folder Expansion Using Registry

If you prefer to use the registry to make the same change, Click on Start \ Run and enter regedit in the run box.

NOTE: Follow the below steps exactly as specified and do not make any changes other than specified while in the Registry. Always create a System Restore point or backup of your Computer before making changes in the registry.

- Navigate to HKEY_CURRENT_USER\Software\Microsoft\Windows\CurrentVersion\Explorer\Advanced\FriendlyTree

- In the right pane, double click on FriendlyTree and change the Value data: number from 1 to 0 and click OK.

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- Exit the registry

After making the change, automatic expansion of sub folders will be disabled. Expanding a folder can now be done by double clicking the folder or clicking on the plus icon.

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A Beginner's Guide to Investing in Local Companies

by: John Mussi


With all of the fluctuations that can occur in stock investments, many people find themselves wishing that there was an investment alternative that allowed them to keep their money close to home while making sound investments in companies that they trust. If you happen to be one of these people, you might want to consider looking into making investments in some of the companies and businesses in the area in which you live and work. A number of businesses offer local investments, allowing their investors to know firsthand the sort of business that they're putting their money into.

To help you to decide whether local investments might be a good investment for your money, the information below should answer some of your questions and set you on the right path to finding the answer to other questions that you might have.

Finding local investments
Obviously, the first step in making investments in local companies is finding the companies to invest in. One of the easier ways to do this is to consult the financial section of local newspapers and inquire at a local chamber of commerce or other community commercial center. Larger businesses and local banks tend to be more likely to offer local investment opportunities to the public, so if you're still having problems finding available local investments then you should make an inquiry to managers or owners of your preferred local banks and businesses.

Making local investments
Once you've found local banks or companies that offer investment opportunities, it's time for you to make your decisions as to which local investments to make. You can, of course, make investments in several different local companies, but as with all investments you should make sure that you consider the potential for growth that each particular company or bank shows and take the time to decide whether or not this is the right investment for you and your financial needs.

Once you've carefully considered your options and have decided upon the one or more investments that are the best from among those that are available to you, contact the customer service personnel and find out the exact method used for purchasing stock.

Making money with your investments
One of the main problems that many people have with the thought of making local investments is the potential for a good return on their money; people who invest in the stock market can sometimes have a seemingly unlimited potential for gain, but those who invest in local companies are limited by the company's growth in the local community. This is often an unfounded concern, since many people don't realize exactly how much business some businesses and banks have in a local community over the course of a year. This is one part of careful research on the investments that you're considering… determining how much business your potential investment does each year. The more business there is coming in, the more profits will be made and the more your investment will be worth.

Additional investments
Many well-performing businesses tend to issue more stock as time goes by, and it is often the case that this stock is offered to existing investors before it is offered to the public at large. It's usually a good idea to purchase at least a little additional stock from well-performing local businesses each time that it's offered, since it's not always available like publicly-traded companies are. Each additional investment you make will bring in more long-term returns and help prove that local investments can work.

About The Author
John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the www.directonlineloans.co.uk website.

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How To Start Investing With Just $100

by: Sam Chim


Have you ever wondered how much money you would need to start investing?

If you’ve ever thought that you did not have enough money to begin with investing, I’ve got some good news for you. My name is Sam Chim and I am the owner of Invest-Tips.com, the investment information site. Even though I’ve been investing for several years now, I still remember a time where I did not have a lot of money to start with.

Today, I’m going to show you a method which I used to begin my investing “career” with a small amount of capital. That small amount is just $100 or approximately £70 for those in the UK.

To achieve the highest returns available for our $100 we need to look for investments. We need to find a way in which can make this $100 work for us so that we can grow it to a much larger amount. We also need to have a method of evaluating and assessing risk to our capital.

I’ve found that the best way to start investing with small amounts of capital is not with real estate or stocks, it is with HYIPs (High Yield Investments Programs). These are online investments that anyone can participate and you are able to choose who to invest with and the amount you want to invest. Typically, these High Yield Investments offer between 20% - 40% interest per month. This means your $100 could turn into $140 in one month. Then after that it could grow to thousands if you kept re-investing.

However, one of the things that many “guru’s” WILL NOT tell you is – “it’s not as easy as it seems”. High Yield Investments require some level of research and money management. You will need to source some reliable investments (there are a lot of scams around) and also be able to manage your capital effectively to maximise your earnings and reduce risk (i.e. Are you going to diversify your investments or not?).

There is a lot to learn about this type of investment. Hopefully, after reading this, you will dig deeper and be able to start investing successfully with just $100. The opportunity to make money with HYIPs is wide open to anyone who wishes to take it. Are you going to rely on working for someone else for income or Are You Ready To Make Income On Your Own?


About the Author:
Visit The Author's High Yield Investments website. Or Take A Look At My High Yield Investment Portfolio. Source: www.isnare.com

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» Choosing The Blog Software That's Right For You

by: Angie Noack

If you've been hearing all the buzz about blogging and want to know what it is and how to get started, this article is for you. Here we will discuss what blogging is, what blog software you'll need, and what you can do with it.


What's a blog?
A weblog - blog for short - is a type of website. Blogs are unique from other static website in that they are usually updated often. The main page of the site usually contains the most recent post or posts of the author or authors of the website. Also, blogs often also allow readers to post their comments directly to the site.

All of the factors work together to make blogs a very popular form of website creation, and online community building. If you'd like to try your hand at blogging, here's how to get started.

First, decided on the topic of your blog. Maybe you want to keep a diary of your daily life for your friends and family. If there's a topic that you are interested in, say, politics for example, blogs are a great way to discuss and share your interests and comments on current topics related to your interests.

Once you've decided on the topic of your blog, you'll want to choose a blog software program. The great thing is, some of the best programs and blog services are free!

Many blogging services are based online, such as blogger.com. Just visit these sites and register with them - many will give you free webspace and allow you to start blogging immediately.

If you want to register your own domain name and run your blog on your own server, you will need to install server side blog software. Not to fear, many webhosts come with an automatic installer called fantastico that will make getting your site up and running quick and easy.

Some of the more popular free blogging software programs are Wordpress and B2Evolution. Doing a search for any of these will get you the free downloads if they are not available through your webhost.

Blogs can be useful for building many types of websites. Examples include, corporate sights for keeping employees and customers up-to-date, travel diaries, niche websites on specific topics, interactive community websites, and more. The ease of posting and editing your blog website online makes blog software useful for many purposes.


About the Author
Angie Noack is a business strategist with a sharp edge for technology. With her unique ability to combine these two skills, she's able to help businesses save time and increase profits. You can find her online at
http://www.liquidblogging.com/blogs.php

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» Build Your Home Network The Right Way Without Spending A Fortune

Are you struggling with your home network? Do the terms TCP/IP, CAT5, Router, LAN, NIC, 802.11B or 802.11G make you head spin and leave you feeling confused?

homenetworkingebookS.pngIf you answered yes too either question, you are not alone.

I can certainly understand your frustration and remember when I was learning Computers and Networks. It was like trying to learn a new language or install a garage door opener from the instructions that were made for NASA Engineers.

Building a home network is no different. Unlike being at work where you can just call the Help Desk, there is no immediate help available when doing it your self.

Fortunately you now have help. I have made available, a guide that will help de-mystify home networks and explain the foreign terminology that will help you build a robust home network beyond just one computer and a printer.

Here's what's included:

  • Networking 101 - learn the basics of Networks
  • How Does Home Networking Work? - from your PC to the Internet, understand how it functions
  • Networking Options - wireless or hardwire, helping you decide the best option
  • Essential Home Networking Equipment - what you need to build your home network the right way from the beginning
  • Guidelines For Building A Simple Home Network - tips to help you save money
  • Security Issues and Guidelines - keep the bad guys out and your data safe
  • Troubleshooting a Home Network - simple step by step tips to resolve those pesky network problems
  • …and much more

To get your free copy, just enter your name and email address below The Home Networking guide is available as a PDF file for easy reading or as an MP3 file so your can listen to it on your iPod or MP3 player.

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Having A Goal In Investing

by: Hari Wibowo


Having a goal is critical to your investing career. Goal gives you directions. It will also set your mind to reach that goal. So, before putting any money into stocks, the first question you should ask is what do you want to achieve with stock investing?

For most investors, the goal is not to be charitable. Charitable has its place and time. They want to earn return on their investment. So, how much money do you want to have at retirement age? Let's assume that we all want to retire by the time we are 65. How many more years before retirement age? Twenty? Twenty five? How much savings do you have right now? All these factors will change your investment strategy.

Let's consider several scenarios. The first scenario is a 40 year old investor. He has nothing in his portfolio and his goal is to have $ 1 Million by the time he retires. As of right now, he can invest about $ 300 per month. That is a good goal but is it achievable? Well, let's see. If he can match the stock index return of 10.5% annually, his nest egg would have grown to $ 381,787 by the time he is 65. Obviously, he fall short of his goal. If he can't save more than $ 300 a month, the only way he is going to get $ 1 Million is to have his investment grow by 17% year in and year out.

For this gentleman, his goal is to achieve 17% return on investment. Obviously, investing in index fund will not suffice because historically, index fund will only give you a return of 10.5%. Having this goal makes him more focused in his investing career. Instead of thinking that he can reach $ 1 Million by investing in index fund, he now has to find other ways to boost his investment return to 17% annually.

The second scenario is a 40 year old investor who had amassed $ 100,000 in savings that he had accumulated since his working days. His goal is to have a $ 1 Million by the time he retires too. He would have an easier time than a second gentleman. Our calculation shows that he can reach that goal without even having to add a penny more to his savings. Furthermore, his investment does not have to earn 17% annually. He can still reach his goal by investing in index fund which historically has returned 10.5%.

There is nothing wrong with having an investment goal. Goal helps you to focus. While having a goal will not automatically boost your investment return, investors with a goal will find a way to boost their investment return. Finally, investors should set a realistic goal too. Expecting a 50 % annual return on your investment might not be achievable if you just start investing or if your past return had been less than 10%.

About the author:
Investing Idea Is Free! You can get it now by visiting our commentary section at http://www.noviceinvesting.com

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Investing Tips For Beginners

by: Stephen Kreutzer

Investing can be confusing, especially for the beginner. Getting some basic tips can help a beginning investor to make informed choices that fit their needs. Each person has a different goal when investing and that plays a big impact on how you invest. The following list explains some things beginners should know before investing.

1. Understand that there are no set rules for investing. There are no guarantees and no perfect way to invest.

2. Make informed choices. Before investing in any way you should completely understand how your investment will work and all of the details of the transaction.

3. Make a simple plan to determine your goals and needs. This will help you to determine what investments to make and how much money to invest.

These three tips are great for general investing, but many people are looking to invest in the fast paced world of the stock market. The above tips are a good beginning, but the following tips will further help those interested in investing in stocks.

1. Look at the value of the stock instead of the price. Low cost stocks may be low for a reason. Look at the whole picture. See why the price is low and if there is a possibility it may rise.

2. Check the companies return on net worth. This is the profit after taxes divided by the net worth. It is important to see a trend of growing return on net worth.

3. Spread out your risk. You should not put all your money in high risk stocks. Try some lower risks and some higher risks. This is the best way to protect your money.

4. Understand the basics of stock prices. Prices move up or down depending on future projections.

These four tips can help a beginning investor start investing in the stock market.

No matter what type of investment you are looking into, knowledge will be the key to success. These short tip lists are just the beginning to understanding investing and how to maximize your return. Keep learning and trying.

About the author:
Stephen Kreutzer is a freelance publisher based in Cupertino, California. He publishes articles and reports in various ezines and provides investing information on All Your Topics!

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» The Secrets of Corporate Blogging

by: Karoline White

Web logs, popularly known as Blogs, have become one of the hottest communication tools on the Web. Offering the opportunity for anyone to create their own free Web site, encouraging opinions and interaction, Blogs provide forums for individuals to create their own highly personal presentations to the Web audience, and for consortia of all types to experience the sort of online community feeling that was pioneered by early newsgroups and by the phenomenal success of AOL in the 1990s.

Blogs have reached into the corporate and government sectors as well. A prominent federal magazine suggests that some company employees spend more time Blogging than on personal e-mail, an average of over an hour a day. What started out as an outlet for teenage expression and grassroots journalism has turned into a lucrative communications tool for small and large businesses alike.

General Motors’ Vice Chairman, Bob Lutz, turned to the company’s Blog when rumors surfaced about the discontinuation of the Pontiac and Buick brands. It became a means for a direct response, a way to talk to their consumers unfiltered.

Other companies such as Sun Microsystems and Microsoft are also recognizing the impact of Blogging in their relationships with their customers and employees. In an article dated June 5, 2005, The Washington Post proposed that there were more than 100 official corporate blogs in existence, with hundreds more on the horizon.

Although the a major newspaper called Blogging “ephemeral, fast-paced and scathingly opinionated,” blogs continue to grow steadily in the corporate world and companies are realizing their value.


Corporate Blogging

Internal Communication

Corporate Blogging refers to a company producing or supporting a blog that it uses to accomplish business objectives. A blog can serve many purposes in a corporate setting. Internally, a blog can be a forum for discussion about work-related issues. The informal atmosphere is encouraging to internal corporate communication. From small-scale discussions to virtual “town meetings,” in which employees at all levels feel that they can be heard, blogs promote collaboration and knowledge sharing.

Blogging can help establish a company or employee as an expert in their field. By posting information about a certain topic, a person exhibits their knowledge of the subject matter, setting himself up as an authority. People will come to equate the site and the author with that topic. This reputation for subject mastery and expertise can boost your sales and consumer opinion.

A blog can be an interactive addition to an intranet or e-mail newsletters. Since automatic update notification is possible on blogs, people are more likely to stay on top of the latest postings.

Public Communication

Blogs can be used to communicate to prospects, clients, employees and the media. Press releases and project updates can be posted, as well as job opportunities or information that the company wants to distribute outside of the normal news channels.

A blog can strengthen the bonds between the company and its customers. When a company presents itself honestly and transparently, it not only builds trust, but instills loyalty as well. Customers are more likely to work with a company they feel they know better than another. Blogs allow for that informal communication. They create good word-of-mouth among customers who don’t read the trade magazines or business pages. The nature of a blog fosters that image of transparency and openness for a company. Most people prefer companies who are honest in their dealings and frank about their issues. As seen in the media with the Dan Rather case, a blog can illuminate the truth through encouraging people to share what they know.

Blogging also reflects forward thinking. By staying current with the technological trends, you give your company a fresh image.

A blog can serve as a recruiting method. Interested job seekers can examine the company by reading its blog.

When testing a new product or service, a blog is an excellent place to give more detailed instructions or receive feedback.

Although, comments can be negative. Not everyone will agree with what is said on a blog. Instead of preventing them, welcome the constructive criticism and edit comments only to remove profanity and personal attacks.

The Down Side

There are some drawbacks to blogging. It is not a magic solution to your business needs. Many people feel that blogging popularity is much like the Internet in the 90's, a promise of money, but not necessarily delivery.

Blogging can lead to legal issues as well. Companies have real concerns about liability, exclusions and limitations, and indemnity. Although there are laws that protect against libel, misappropriations and other injuries suffered as a result of posts on the Web, companies can be held vicariously responsible for statements made by employees that are harmful to others.

In any medium where an employee is sharing information, there is the possibility of leaking trade secrets or financial information. Former Google employee Mark Jen was famously fired for gabbing about life at the company on his personal blog, not sanctioned by Google.

Like all essentially unfiltered communication, blogs can get personal. Many bloggers feel the need to discuss their personal lives as well as their professional ones. Companies must be careful not to stifle communications by keeping personal lives out of the workplace. By doing this, they risk closing down the lines of communication entirely.

Inevitably, a disgruntled employee may use this as an opportunity to badmouth the company. This is not limited to blogs, since an unhappy employee has a variety of mediums through which to vent his disapproval. Blogs just make it easy.

The content may not have enough substance to warrant or hold an audience. Some companies fill their blog with marketing fluff. People can see right through this and will most likely ignore the site. Blogs should be used for transparency, not shameless self-promotion.

Best Practices

Fine Print. Since there are so many legal issues surrounding blogs, it is imperative that the site has some sort of disclaimer and limitation of liability.

Know What You’re Doing. Senior management should be educated by the corporate communications and legal department about what blogs are and how they might affect business.

Create blogging policies. A company should have a list of policies regarding blogging to ensure that trade secrets are kept secret and personal lives do not become public. Policies may include keeping financial information from being posted, as well as severe consequences for anyone using the blog for negative publicity.

Avoid the Marketing Blog. Making your blog into a blatant marketing campaign is a bad idea. Customers are looking for real answers and honest opinions. They will pick up on insincerity instantly.

Keep It Fresh. Make content relevant and timely. Update the blog as often as possible with the most worthwhile news. This will encourage people to come back.

Reinforce the company’s core values. Then, make sure the content fits these values and supports the business strategy.

Encourage employees to use it, but remind them of the ramifications of their actions.


Free versus Paid Products

When creating a blog, there are hundreds of services and software from which to choose. The first decision to make is whether to go with a free service or pay for one.

For paid services, the cost varies depending on the features used. The basic hosting fee for a domain is anywhere from $5 to $15 a month. The domain name will need to be registered yearly, which can cost $5 to $35. This does not include the software, which may also have to be purchased.

While free services offer the basic necessities of blogging, paid services are usually more desirable since they have more to offer.

With a free service, the company offers a free site, but it may contain advertisements to offset the cost of maintenance. A paid site will not have any advertisements.

Most free services have a variety of templates to choose from for the look of the site, but paid services offer highly customizable designs.

In addition to the basic functions, paid blogs offer the ability to upload photos and images and tailor links on the site. They also offer better security and allow the creator to censor or control comments. Paid sites normally lead to a higher search engine ranking. They enable the creator to configure search output and there are fewer restrictions placed on paid sites.

Paid news aggregators will often keep a list of recently updated blogs and will rank them, showing new sites and newly added photo albums.

For a simple blog, any free service will do, but to get a truly customized and highly functioning product, it will take paying something for it.


RSS Feeds

With the rising popularity of blogs, it has become increasingly time-consuming to keep track of ones that are of interest. No one has time to check each and every favorite blog every day to search for new content. RSS feeds have become the solution.

RSS feeds are small XML files that contain a headline, date/time and description and link to information published on a blog. When used along with a feed reader, or news aggregator, they give an update on the newest content that has been added to a blogging site to a subscribed user.

RSS was developed in several different versions, each with a different meaning. RSS can stand for Really Simple Syndication, Rich Site Summary or RDF Site Summary, depending on the version used. All versions do the same thing, though. They provide a summary of information. They send a blog’s highlights to subscribers instantly upon publication. RSS feeds save the user from having to visit the site for updates.

To receive RSS feed, a user must have a feed reader, also commonly referred to as a news aggregator. This can be software, a Web-based service, extension or built into a browser. It essentially takes the XML code and translates it into readable information. When the “update” button on the feed reader is clicked, it searches all of the subscribed sites’ RSS feed for new information.

Having a RSS feed greatly increases the traffic to a blogging site because it provides an easy way to keep an audience abreast of the latest developments. Once someone is a subscriber, he will continue to be involved in the site. RSS also makes it easier for someone to add a site as a link onto their own site.


Blogging inherently encourages communication and the transfer of ideas. Blogging lets businesses extend their reach and strengthen consumer loyalty, as well as get people talking about their product. It's a matter of perception, encouraging integrity and strengthing relationships in the corporate world. Blogging has become the trademark of forward thinking companies, willing to suffer a few stings in order to get to the benefits it has to offer.




About the author:
Karoline White is a Content Developer at Brook Group, a Web site design firm near Washington, DC. For more articles, visit http://www.usabilityandbranding.com/. For more information about the author, visit http://www.brookgroup.com/

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